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Georgedip

03 Aug 2025 - 12:12 am

1. The reason W. Jordan city Firms Require Customized Insurance Approaches
The local trade sector combines quick expansion paired with unique area-specific obstacles:

Financial Development: Since an outskirt near Sodium chloride Pond Urban center, Westside Jordan city accommodates varied businesses, from contractors and trade workers up to retail and technology new businesses, each needing flexible coverage .

Regional Hazards: Cyclical snowstorms, wildfires, plus earthquake-related activity require thorough building in addition to business stoppage policy.

Governmental Complication: Utah obligates staff compensation covering firms with employees and certain accountability protections covering certified industries for example contracting .

Lawsuit Liability: Escalating lawsuit charges make general accountability as well as business-related legal obligation coverage essential economic safeguards.
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2. Fundamental Corporate Protection Protections covering the state Businesses
Essential Coverages
General Accountability Protection: Protects outside personal damage, property destruction, in addition to branding liabilities (for example patron trips within your business). Average Utah expenses: between $300 and $600 annually .

Corporate Building Protection: Defends concrete business premises—establishments, goods, equipment—against blaze, larceny, and/or act of God calamities.

Laborer’s Compensation: Mandatory applicable to Utah business owners, including treatment expenses in addition to missed pay caused by employment-connected injuries .

Business Auto Policy: Compulsory protecting corporate trucks, along with higher legal responsibility ceilings recommended protecting fleets.

Specialized Enhancements
Specialized Responsibility (Oversights plus Omissions): Critical applicable to experts, IT companies, plus support firms experiencing negligence claims .

Company Entrepreneur’s Plan (Business Owner’s Policy): Combines accountability and building protection at reduced costs—ideal applicable to smaller and moderate companies .

Land-based Transport Coverage: Covers tools in addition to machinery during movement, crucial applicable to contractors and skilled workers .

Internet Accountability: Secures from electronic thefts—essential protecting enterprises handling customer records.

Williamrarly

02 Aug 2025 - 08:49 pm

According to Cook, having multiple meteor showers occur at the same time is a common phenomenon. “For example, during the Perseids, you have the remnants of the Southern Delta Aquariids going on,” he said.
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Right now, the Alpha Capricornids, the Southern Delta Aquariids and Perseids are all active and while the Perseids is not at its peak , you might still see some of its meteors this week. There’s also the possibility of seeing 10 to 12 meteors that aren’t associated with any of these showers, according to Lunsford.
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Both the Alpha Capricornids and Southern Delta Aquariids become visible annually when Earth passes through debris fields left by two Jupiter-family comets: 169P/NEAT (Alpha Capricornids) and P2008/Y12 (Southern Delta Aquariids). Cook also noted that, each year, “we’re passing closer to the core of the material that produces (the Alpha Capricornids) shower and in 200 years, it’ll be the strongest shower that’s visible from Earth. It’ll actually produce more than 1,000 (meteor streaks) an hour, which is quite a bit stronger than it is now.”

For those interested in contributing to astronomers’ understanding of meteors, this week presents the perfect opportunity to count how many meteors you see in the night sky and report them to places like the American Meteor Society.

Upcoming Meteor Showers
Here are the other meteor showers to anticipate in 2025 and their peak dates, according to the American Meteor Society and EarthSky.

Perseids: August 12-13
Draconids: October 8-9
Orionids: October 22-23
Southern Taurids: November 3-4
Northern Taurids: November 8-9
Leonids: November 16-17
Geminids: December 12-13
Ursids: December 21-22
Related article
Lunar and solar eclipses in 2025
Two eclipse events will occur as summer ends.

A total lunar eclipse will be visible in Europe, Asia, Australia, Africa, parts of eastern South America, Alaska and Antarctica on September 7 and 8, according to Time and Date.

A lunar eclipse occurs when Earth passes exactly between the sun and the moon, throwing the latter into shadow and making it appear darker or dimmed.

When the moon sits in the darkest part of Earth’s shadow, the sun’s rays bend around Earth and refract light on the moon’s surface, which gives it a reddish hue, according to London’s Natural History Museum. Some people call the result a “blood moon.”

Two weeks after the total lunar eclipse, a partial solar eclipse will be visible in parts of Australia, the Atlantic, the Pacific and Antarctica on September 21.

Solar eclipses occur when the moon moves between the sun and Earth, blocking part of the sun’s surface from view, according to NASA. This creates a crescent shape — as if something took a “bite” out of the sun.

Barrybot

02 Aug 2025 - 08:33 pm

Job losses
But what about the impact of tariffs on job creation? Surprisingly, an increase in import taxes has been found to result in slightly more unemployment across countries.
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An example provided by Irwin at Dartmouth College points to one plausible explanation — and it has to do with the steeper cost of imported goods.

“A number of studies have shown, on net, we lost jobs from the (2018) steel tariffs rather than gained jobs because there are more people employed in the downstream user industries than in the steel industry itself,” he said.
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A study by the Federal Reserve Board found that a rise in input costs resulting from US tariff hikes in 2018-19 led to job losses in American manufacturing. The damage from those higher expenses was compounded by retaliatory taxes on US exports, more than offsetting a small boost to manufacturing employment from US tariffs — at least so far, the 2024 paper said.

Retaliation by other countries is indeed another danger of pulling the tariff lever. Higher tariffs on American exports would typically raise their prices for foreign consumers, hitting demand for the goods in many cases.

When Trump announced new tariffs this year, America’s major trading partners were quick to strike back with their own levies, although the US then agreed a temporary truce with China and the European Union.

Costs of free trade
While economists generally agree that free trade has benefited the global economy in recent decades, they acknowledge that it comes with certain costs.

One is the loss of jobs in communities that are particularly exposed to new competition from foreign manufacturers.

That is similar to the impact of technological progress on workers. “Manufacturing jobs as a share of the labor force have come down everywhere. It isn’t a US-specific story,” said Gimber at JPMorgan Asset Management, pointing to automation.

He drew a parallel between helping workers affected by higher imports and what is known as a just transition — the idea that the drastic changes needed to move toward a greener economy should be fair to everyone and minimize harm to workers and communities.

In both cases, providing workers in impacted industries with new skills or retraining them could be key, Gimber said.

Another potential cost of free trade is dependency on far-flung manufacturers. That took on new relevance during the pandemic, which snarled global supply chains, contributing to shortages of products such as face masks and respirators in the US and elsewhere.

However, economists do not typically see tariffs as a good way to build up domestic manufacturing, Fatas at INSEAD said, noting that subsidies for specific industries are viewed as a better tool “because they work more directly.”

But perhaps the strongest argument in favor of free trade is its importance to maintaining peace between nations.

As Gimber’s colleague David Kelly noted in March, closer trade relations give countries more to lose in any conflict.

Thomasmob

02 Aug 2025 - 07:06 pm

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Anthonycauth

02 Aug 2025 - 06:53 pm

Emily Mazreku, director of marketing and communications at Breakthrough T1D, lives with type 1 diabetes and worked with Mattel to design the doll.
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Barbie’s phone app displays a snapshot of her actual blood sugar readings from one day during the design process. Barbie’s blood glucose reading is 130 milligrams of sugar per deciliter of blood, which is in the normal range. Most people with diabetes try to keep their blood sugar between 70 and 180 mg/dl.Her continuous glucose monitor has a graph that shows the highs and lows that can happen during the day. The blue polka dots are nods to the colors and symbols for diabetes awareness.
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Mazreku spent almost two years holding focus groups to get feedback about the features of the doll and to make sure it was representing the entire type 1 diabetes community.
“Mattel approached us, and they wanted this to be a part of their Fashionista line,” Mazreku said. “And we jumped on that opportunity right away.”

The line has dolls with more than 175 different looks, including a variety of skin tones, eye and hair colors. It includes a Barbie with behind-the-ear hearing aids, a blind doll who uses a cane and another with a prosthetic leg. There’s also a doll with vitiligo, a condition in which skin loses its pigment and becomes splotchy.

“We know that increasing the number of people who can see themselves in Barbie continues to resonate,” said Devin Duff, a spokesperson for Mattel, in an email to CNN.

The company said the blind Barbie and a doll with Down syndrome were among the most popular Fashionista dolls globally in 2024.
The company launched its first doll with a disability — a friend for Barbie called Share-a-smile Becky, who used a wheelchair — in 1997. Customers noted at the time that Becky’s wheelchair couldn’t fit through the doors of the Barbie Dream House, a situation many people with disabilities encounter in real life.

Georgemok

02 Aug 2025 - 05:42 pm

Rescuers are hailing as a “four-legged hero” a furry Chihuahua whose pacing atop an Alpine rock helped a helicopter crew find its owner, who had fallen into a crevasse on a Swiss glacier nearby.
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The man, who was not identified, was exploring the Fee Glacier in southern Switzerland on Friday when he broke through a snow bridge and fell nearly 8 meters (about 26 feet), according to Air Zermatt, a rescue, training and transport company.

Equipped with a walkie-talkie, the man connected with a person nearby who relayed the accident to emergency services. But the exact location was unknown. After about a half-hour search, the pacing pooch caught the eye of a rescue team member.
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As the crew zeroed on the Chihuahua, the hole the man fell into became more visible. Rescuers rappelled down, rescued the man and flew him and his canine companion to a hospital.

“Imagine if the dog wasn’t there,” Air Zermatt spokesman Bruno Kalbermatten said by phone. “I have no idea what would happen to this guy. I think he wouldn’t survive this fall into the crevasse.”

On its website, the company was effusive: “The dog is a four-legged hero who may have saved his master’s life in a life-threatening situation.”

Clintonundig

02 Aug 2025 - 05:16 pm

Unity and BrightBuilt factory-built homes share an important feature: They are airtight, part of what makes them 60% more efficient than a standard home. GO Logic says its homes are even more efficient, requiring very little energy to keep cool or warm.
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“Everybody wants to be able to build a house that’s going to take less to heat and cool,” said Unity director Mark Hertzler.

Home efficiency has other indirect benefits. The insulation and airtightness – aided by heat pumps and air exchangers – helps manage the movement of heat, air and moisture, which keeps fresh air circulating and mold growth at bay, according to Hertzler.
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Buntel, a spring allergy sufferer, said his Somerville home’s air exchange has made a noticeable difference in the amount of pollen in the house. And customers have remarked on how quiet their homes are, due to their insulation.

“I’m from New England, so I’ve always lived in drafty, uncomfortable, older houses,” Buntel said. “This is really amazing to me, how consistent it is throughout the year.”
Some panelized home customers are choosing to build not just to reduce their carbon footprint, but because of the looming threat of a warming planet, and the stronger storms it brings.

Burton DeWilde, a Unity homeowner based in Vermont, wanted to build a home that could withstand increasing climate impacts like severe flooding.

“I think of myself as a preemptive climate refugee, which is maybe a loaded term, but I wasn’t willing to wait around for disaster to strike,” he told CNN.

Sustainability is one of Unity’s founding principles, and the company builds houses with the goal of being all-electric.

“We’re trying to eliminate fossil fuels and the need for fossil fuels,” Hertzler said.

Goodson may drill oil by day, but the only fossil fuel he uses at home is diesel to power the house battery if the sun doesn’t shine for days. Goodson estimated he burned just 30 gallons of diesel last winter – hundreds of gallons less than Maine homeowners who burn oil to stay warm.

“We have no power bill, no fuel bill, all the things that you would have in an on-grid house,” he said. “We pay for internet, and we pay property taxes, and that’s it.”

Williamrarly

02 Aug 2025 - 04:52 pm

According to Cook, having multiple meteor showers occur at the same time is a common phenomenon. “For example, during the Perseids, you have the remnants of the Southern Delta Aquariids going on,” he said.
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Right now, the Alpha Capricornids, the Southern Delta Aquariids and Perseids are all active and while the Perseids is not at its peak , you might still see some of its meteors this week. There’s also the possibility of seeing 10 to 12 meteors that aren’t associated with any of these showers, according to Lunsford.
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Both the Alpha Capricornids and Southern Delta Aquariids become visible annually when Earth passes through debris fields left by two Jupiter-family comets: 169P/NEAT (Alpha Capricornids) and P2008/Y12 (Southern Delta Aquariids). Cook also noted that, each year, “we’re passing closer to the core of the material that produces (the Alpha Capricornids) shower and in 200 years, it’ll be the strongest shower that’s visible from Earth. It’ll actually produce more than 1,000 (meteor streaks) an hour, which is quite a bit stronger than it is now.”

For those interested in contributing to astronomers’ understanding of meteors, this week presents the perfect opportunity to count how many meteors you see in the night sky and report them to places like the American Meteor Society.

Upcoming Meteor Showers
Here are the other meteor showers to anticipate in 2025 and their peak dates, according to the American Meteor Society and EarthSky.

Perseids: August 12-13
Draconids: October 8-9
Orionids: October 22-23
Southern Taurids: November 3-4
Northern Taurids: November 8-9
Leonids: November 16-17
Geminids: December 12-13
Ursids: December 21-22
Related article
Lunar and solar eclipses in 2025
Two eclipse events will occur as summer ends.

A total lunar eclipse will be visible in Europe, Asia, Australia, Africa, parts of eastern South America, Alaska and Antarctica on September 7 and 8, according to Time and Date.

A lunar eclipse occurs when Earth passes exactly between the sun and the moon, throwing the latter into shadow and making it appear darker or dimmed.

When the moon sits in the darkest part of Earth’s shadow, the sun’s rays bend around Earth and refract light on the moon’s surface, which gives it a reddish hue, according to London’s Natural History Museum. Some people call the result a “blood moon.”

Two weeks after the total lunar eclipse, a partial solar eclipse will be visible in parts of Australia, the Atlantic, the Pacific and Antarctica on September 21.

Solar eclipses occur when the moon moves between the sun and Earth, blocking part of the sun’s surface from view, according to NASA. This creates a crescent shape — as if something took a “bite” out of the sun.

Thomasloyag

02 Aug 2025 - 03:10 pm

Job losses
But what about the impact of tariffs on job creation? Surprisingly, an increase in import taxes has been found to result in slightly more unemployment across countries.
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An example provided by Irwin at Dartmouth College points to one plausible explanation — and it has to do with the steeper cost of imported goods.

“A number of studies have shown, on net, we lost jobs from the (2018) steel tariffs rather than gained jobs because there are more people employed in the downstream user industries than in the steel industry itself,” he said.
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A study by the Federal Reserve Board found that a rise in input costs resulting from US tariff hikes in 2018-19 led to job losses in American manufacturing. The damage from those higher expenses was compounded by retaliatory taxes on US exports, more than offsetting a small boost to manufacturing employment from US tariffs — at least so far, the 2024 paper said.

Retaliation by other countries is indeed another danger of pulling the tariff lever. Higher tariffs on American exports would typically raise their prices for foreign consumers, hitting demand for the goods in many cases.

When Trump announced new tariffs this year, America’s major trading partners were quick to strike back with their own levies, although the US then agreed a temporary truce with China and the European Union.

Costs of free trade
While economists generally agree that free trade has benefited the global economy in recent decades, they acknowledge that it comes with certain costs.

One is the loss of jobs in communities that are particularly exposed to new competition from foreign manufacturers.

That is similar to the impact of technological progress on workers. “Manufacturing jobs as a share of the labor force have come down everywhere. It isn’t a US-specific story,” said Gimber at JPMorgan Asset Management, pointing to automation.

He drew a parallel between helping workers affected by higher imports and what is known as a just transition — the idea that the drastic changes needed to move toward a greener economy should be fair to everyone and minimize harm to workers and communities.

In both cases, providing workers in impacted industries with new skills or retraining them could be key, Gimber said.

Another potential cost of free trade is dependency on far-flung manufacturers. That took on new relevance during the pandemic, which snarled global supply chains, contributing to shortages of products such as face masks and respirators in the US and elsewhere.

However, economists do not typically see tariffs as a good way to build up domestic manufacturing, Fatas at INSEAD said, noting that subsidies for specific industries are viewed as a better tool “because they work more directly.”

But perhaps the strongest argument in favor of free trade is its importance to maintaining peace between nations.

As Gimber’s colleague David Kelly noted in March, closer trade relations give countries more to lose in any conflict.

Richardtug

02 Aug 2025 - 12:35 pm

Questioned by both Republicans and Democrats on Capitol Hill about the low staffing numbers, Interior Secretary Doug Burgum has brushed off concerns, testifying in May that slightly less than half of permanent NPS employees work on the ground in the parks, while other staff work at regional offices or at DC headquarters.
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“I want more people in the parks,” Burgum said. “I want less overhead. There’s an opportunity to have more people working in our parks … and have less people working for the National Park Service.”
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But internal NPS data tells a different story, Brengel said, showing that around 80% of National Park Service staff work in the parks. And regional offices play an important supporting staff role, with scientists on staff to help maintain fragile parks ecosystems, as well as specialists who monitor geohazard safety issues like landslides.

Republican Sen. Lisa Murkowski of Alaska recently pressed Burgum to provide a full list of staff positions that have been cut at the National Park Service, Bureau of Land Management and the US Forest Service since the Trump administration took over. The Interior Department has not provided the list, a Senate staffer said.
The regional offices within the park service are on edge, waiting to see how courts rule on a Trump administration reduction in force plan they fear could gut their ranks, a National Park Service employee in a Western state told CNN.

“If they greenlight the RIF plan, then it’s going to be a bloodbath,” the employee said.

In addition to probationary workers that were fired in February, early retirements are also culling the agency’s ranks, and the continued $1 spending limit on federal workers’ credit cards is making it extremely difficult to do field work in the parks, with a simple overnight trip needing to be requested 10 days in advance, the employee added.

The lack of superintendents and NPS supervisors creates more of a headache, they added.

“These times, when it’s all about fighting for scarce resources, you really need those upper-level people with clout working the system,” the employee said.

Hall, the retired NPS regional director, said losing rangers, maintenance professionals and park superintendents could profoundly alter American landmarks.

“What you’ve lost with all this attrition – you’ve lost all this knowledge that’s going to take years to build back up,” Hall said.